This question has been around for decades and still is the one that first pops in to mind after a man, young or old has decided to propose to his love. And of course it is impossible to give an answer that is applicable to every situation and circumstance. However there are some time-tested guidelines and points to consider.
Ask yourself these questions?
• How much can I afford without prejudicing my financial situation?
If you need to borrow to purchase think carefully about the repayments that will be needed and if you afford them.
• Am I going to be rejected if I do not buy an expensive ring?
If the answer to this is yes then reconsider if you really want to share your life with this person.
• Do I also need to be saving towards purchasing an apartment or house for our married life?
If this is true then you need to consider establishing a balance between the two commitments and should not be dipping into any savings for this.
• Am I trying to impress others with my purchase?
The answer to this should always be no, otherwise you will spend more money unnecessarily. This is about you and your future partner. Do not even consider anyone else.
• Should I look for an expensive ring that has been discounted?
Of course, but do not just buy because it seems cheap. Always buy quality. Engagement ring prices for quality rings can be surprisingly inexpensive.
Having considered all the above decide on a price limit. If this is to be a surprise proposal then look only at rings in your price bracket. On the other hand if your partner to be has already accepted your proposal then you should discuss the price bracket and design of the engagement ring preferred.
Another option to consider is purchasing an inexpensive engagement ring with the promise to buy a more expensive ring when your finances permit. Many couples celebrate their marriages at a later date with an eternity ring which often is more expensive than the engagement ring.http://EzineArticles.com/?expert=Antoinette_W
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